If you want plain .md files and one-time pricing
If you're committed to Apple + iCloud and like Bear's tag-based library
| Enfoca | Bear | |
|---|---|---|
| Price | $12.99 one-time | $2.99/mo or $29.99/yr |
| File format | Plain .md, any folder | Proprietary SQLite |
| Platforms | Mac (launch) | Apple ecosystem only |
| Sync | Your choice (Dropbox, git, Syncthing) | iCloud only |
| Migration out | It's just files | Export per-note |
| Offline | Yes | Yes |